Welcome to Moxim

Smarter Lending for a Better Tomorrow

At Moxim, we believe getting a mortgage should be fast, fair, and fully digital. We're building the UK's first AI-native mortgage bank, combining Open Banking data with advanced affordability analysis to transform how mortgages work.

What We're Building

Our platform uses five verified data sources to create a comprehensive affordability assessment in minutes, not weeks:

• Open Banking — real transaction history from your bank accounts
• HMRC — verified income directly from tax records
• Credit Bureau — soft credit check with no footprint
• Identity Verification — DIATF-certified digital identity
• Property Data — automated valuation and risk assessment

For Brokers

We're preparing to launch our broker pilot, giving mortgage intermediaries a powerful tool that eliminates manual affordability calculations and replaces them with verified, AI-powered assessments.

Stay tuned for more updates as we progress toward our broker pilot launch.